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Online training · Individuals · Financial Well-Being Academy

You can learn to budget

The online training for building a household budget and sticking to it. In eight modules you learn to understand your money behaviour, map your income and expenses, save with purpose and become more financially resilient. With assignments and quizzes.

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What you learn

  • A monthly budget that matches your real spending.
  • A system of pots or weekly budgets that suits your household.
  • A plan for your buffer and your fixed costs.
  • Tips to avoid impulse purchases and relapses.
Practical informationOnlineIndividualPossible with a coach

Format: Online training with assignments and quizzes

Duration: 8 modules, 58 lessons

Level: Beginner

Who it is for: Anyone who is making a budget for the first time, or who stopped before because it did not work out.

Offered by: Financial Well-Being Academy

Price: €59 incl. VAT

Access: after enrolment

Table of contents

ProgrammeRegister to view the full courseThis way, you can see the modules in advance. The lessons themselves only open once you are logged in.
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Module 1 · 3 lessons

Introduction

Why this training, who it is for, and who you start it with.
Module 2 · 4 lessons

What is a budget, and what is it not?

The basics: what a budget is, why you need one and how to talk about it.
Module 3 · 9 lessons

Finding the balance between saving and spending

Understanding your own money behaviour, and simple systems that work.
Module 4 · 8 lessons

How do you start drawing up a household budget?

Mapping your income and expenses, with an example.
Module 5 · 9 lessons

Evaluation: income and expenses

Balancing your budget and comparing it with reality.
Module 6 · 6 lessons

Motivation and follow-up: how do you stay on track?

Keeping going, adjusting and dealing with relapses.
Module 7 · 13 lessons

Saving money and learning to spend more consciously

Saving with purpose on fixed and variable costs.
Module 8 · 6 lessons

Building financial resilience

A buffer, conscious choices and the step towards investing.

Tools in this course

For each part, the calculation tools, tests and worksheets to use alongside it.

Introduction

Money personality testDiscover your money personality and how you handle money.For yourselfMoney stress thermometerHow do you notice money worries in your daily life?For yourselfOrganisations

What is a budget, and what is it not?

Budget plannerYour full budget, with the 50/30/20 guideline and your ideal buffer.For yourselfIncome and expenses at a glanceWhat is left over, and how heavily do your fixed costs weigh?For yourself

Finding the balance between saving and spending

50/30/20 splitNeeds, wants and savings: how far are you from the rule of thumb?For yourselfHow much should I save?What do you need to set aside each month for your goals?For yourselfSavings plannerFinal capital, monthly amount or term, after tax and inflation.For yourselfPurchase decision: will you wait a little longer?Six questions before a purchase.For yourself

How do you start drawing up a household budget?

Budget plannerYour full budget, with the 50/30/20 guideline and your ideal buffer.For yourselfIncome and expenses at a glanceWhat is left over, and how heavily do your fixed costs weigh?For yourselfHow much can I spend?Compare your spending with the 50/30/20 rule.For yourselfSubscription auditWhat do your subscriptions cost you per year, and what does cutting them save?For yourself

Evaluation: income and expenses

Income and expenses at a glanceWhat is left over, and how heavily do your fixed costs weigh?For yourselfMonthly check-inTen minutes a month to look back and adjust.For yourselfCoachesSubscription auditWhat do your subscriptions cost you per year, and what does cutting them save?For yourself

Motivation and follow-up: how do you stay on track?

A goal you can reach (SMART)From a vague resolution to a goal with a measure, a deadline and a first step.For yourselfCoachesSelf-employed30-day action planTurn a goal into four small weekly actions.For yourselfCoachesMonthly check-inTen minutes a month to look back and adjust.For yourselfCoaches

Saving money and learning to spend more consciously

Subscription auditWhat do your subscriptions cost you per year, and what does cutting them save?For yourselfPurchase decision: will you wait a little longer?Six questions before a purchase.For yourselfInflation and purchasing powerWhat is your money from back then worth now, and what will it be worth later?For yourselfAvoidance scanHow strongly do you avoid money matters, and what helps?For yourself

Building financial resilience

How big should your emergency buffer be?A buffer tailored to your situation, and how quickly you build it.For yourselfPay off debts fasterSnowball or avalanche: when will you be debt-free?For yourselfAm I well insured?What is missing, what is duplicated, and what comes first.For yourselfWhen will you be financially free?The capital you need and the age at which you reach it.For yourself
Appointment

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