Online training · Individuals, and employees through their employer · Financial Well-Being Academy
The road to financial well-being
A journey to financial well-being in ten parts. You discover who you are and what you want, take an honest selfie of your situation and your assets, work through “what if?” scenarios and set change in motion. Built around three pillars: life planning, financial management and financial literacy. Also available as a programme for organisations, with workshops and coaching.
OnlineIndividualGroup (organisations)Possible with a coach“Financial well-being is not only about wealth. It is the freedom to live on your own terms, make your dreams come true and secure your future.”
Stijn Derynck, founder of the Financial Well-Being Academy
What you learn
- Life planning: making deliberate choices, setting goals and planning the milestones of your life, in line with what you want.
- Financial management: strategies for financial growth, protecting your assets and a financial life plan.
- Financial literacy: the essential money skills to make informed decisions.
- A complete selfie of your budget, savings, loans, investments, property, assets and pension.
- Your own financial action plan, with a team to help you make it happen.
This is financial education and not personal advice.
Practical informationOnlineIndividualGroup (organisations)Possible with a coach
Format: Online training with assignments and worksheets, also available as a programme for organisations
Duration: 10 parts, 177 lessons
Level: All levels
Who it is for: Anyone who wants to understand and take charge of their finances as a whole.
Offered by: Financial Well-Being Academy
Price: €59 incl. VAT
Access: after enrolment
Table of contents
Module 1 · 5 lessons
About this course
Foreword, contents and the author.Module 2 · 6 lessons
Introduction: the theory
Module 3 · 43 lessons
Chapter 1: Who are you?
Module 4 · 16 lessons
Chapter 2: Your work situation and earned income
Module 5 · 11 lessons
Chapter 3: Your family situation and household budget
Module 6 · 11 lessons
Chapter 4: My financial knowledge, or the lack of it
Module 7 · 12 lessons
Chapter 5: Your organisation and administration
Module 8 · 10 lessons
Chapter 6: Your advisers and suppliers
Module 9 · 23 lessons
Chapter 7: Taking a selfie of your situation and your assets
Module 10 · 29 lessons
Chapter 8: What if?
Module 11 · 11 lessons
Chapter 9: The change
Tools in this course
For each part, the calculation tools, tests and worksheets to use alongside it.
About this course
Introduction: the theory
Chapter 1: Who are you?
Well-being roseMap your well-being and see where your strengths lie.For yourselfSelf-employedOrganisationsDiscover your valuesWhat really matters to you, and how do your values steer your choices?For yourselfSelf-employedTest your financial well-being and peace of mindHow stable do you feel financially, and where could it be better?For yourselfOrganisationsEnergy givers and energy drainersWhat gives you energy and what costs you energy?For yourselfSelf-employedOrganisationsYour money biographyWrite down your money story: what you were given, what you experienced and what you are left with.For yourselfCoaches
Chapter 2: Your work situation and earned income
Skills and your (future) roleYour match with a role and a development plan.For yourselfOrganisationsNotice period and severance payHow long and how much, with the rules that apply to you.For yourselfSelf-employedOrganisationsIncome and expenses at a glanceWhat is left over, and how heavily do your fixed costs weigh?For yourself
Chapter 3: Your family situation and household budget
Budget plannerYour full budget, with the 50/30/20 guideline and your ideal buffer.For yourselfIncome and expenses at a glanceWhat is left over, and how heavily do your fixed costs weigh?For yourself50/30/20 splitNeeds, wants and savings: how far are you from the rule of thumb?For yourselfHow much can I spend?Compare your spending with the 50/30/20 rule.For yourself
Chapter 4: My financial knowledge, or the lack of it
Savings plannerFinal capital, monthly amount or term, after tax and inflation.For yourselfInvest rather than save?Compare saving and investing in the long term.For yourselfInflation and purchasing powerWhat is your money from back then worth now, and what will it be worth later?For yourselfHow much should I save?What do you need to set aside each month for your goals?For yourself
Chapter 5: Your organisation and administration
Chapter 6: Your advisers and suppliers
Preparing a money conversationPrepare a conversation about money with your partner, family or employer.For yourselfCompare loansCompare up to three credit offers.For yourselfSelf-employedLoan calculatorMonthly payment, loan amount or term, with repayment table.For yourselfSelf-employedAm I well insured?What is missing, what is duplicated, and what comes first.For yourself
Chapter 7: Taking a selfie of your situation and your assets
How big should your emergency buffer be?A buffer tailored to your situation, and how quickly you build it.For yourselfPay off debts fasterSnowball or avalanche: when will you be debt-free?For yourselfWhen will you be financially free?The capital you need and the age at which you reach it.For yourselfDo I have a pension shortfall?Is your pension enough for a worry-free retirement?For yourselfSelf-employedSupplementary pension with tax advantageHow much supplementary pension can you build up with tax incentives?For yourselfSelf-employedHousing project: what does it really cost?Purchase tax, notary, loan deed and your monthly payment in one calculation.For yourself
Chapter 8: What if?
Rent or buy?Compare the pros and cons of renting and buying.For yourselfIs refinancing worth it?Does a lower interest rate outweigh the cost of switching?For yourselfInherit or gift?Inheritance tax and gift tax side by side, with the rates you enter.For yourselfCar: cash, loan or lease?Compare the total cost of each option.For yourselfTax-advantaged pension saving or a global ETF?Tax-advantaged pension saving or free investing: what do you keep net at retirement?For yourself
Chapter 9: The change
Appointment
Questions about this course?
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