Course · Everyone · Financial Well-Being Academy

How to become FIRE: financially independent and retiring early

FIRE stands for Financial Independence, Retire Early: building up enough wealth that work becomes a choice. In this course you learn what FIRE really means, how to calculate your FIRE number, how to raise your savings rate with a budget that suits you, which investment principles belong to it, and how to prepare safely for stopping work early. You work out your own achievable version, at a high, middle or low income. The course is designed to be universal: you learn the principles and look up the rules of your own country. The course informs and does not give investment advice. Each lesson has four tabs: lesson, practice, exercises and deep dive.

OnlineIndividualAt your own pace

“Work becomes a choice once you know what enough is, how much you set aside for it and which risks you take on along the way.”

Financial Well-Being Academy

What you learn

  • You understand what FIRE is and which variants exist.
  • You calculate your own FIRE number and your savings rate.
  • You set up a budget that supports your FIRE goals without putting your life on hold.
  • You know the basic principles of diversification, costs and the long term in investing.
  • You prepare for early retirement: care costs, a withdrawal strategy and meaningful activity.
  • You adapt your FIRE plan to your income, your family and changes in your life.

This is financial education and not investment advice. The results are examples and not promises.

Practical informationOnlineIndividualAt your own pace

Format: Online course with four tabs per lesson: lesson, practice, exercises and deep dive

Duration: 41 lessons, around 9 hours

Level: Beginner to advanced

Who it is for: Anyone who wants to build financial independence consciously.

Offered by: Financial Well-Being Academy

Price: €59 incl. VAT

Access: after enrolment

Table of contents

ProgrammeRegister to view the full courseThis way, you can see the modules in advance. The lessons themselves only open once you are logged in.
Module 1 · 8 lessons

Understanding the principles of FIRE

You learn what FIRE does and does not promise, which variants exist and whether your foundations are solid enough to start.
Module 2 · 6 lessons

Building financial independence

You calculate your FIRE number and savings rate, tackle your debts and work out how big your emergency fund needs to be.
Module 3 · 6 lessons

A FIRE-friendly budget

You make a budget that starts from your savings goal, choose a technique that suits you and keep saving on a variable income.
Module 4 · 5 lessons

Investment strategies for FIRE

You learn how diversification, costs and taxes come into play, weigh up property and plan ahead for market downturns.
Module 5 · 5 lessons

Retiring early with confidence

You test whether you are ready to stop, factor in healthcare costs, choose a withdrawal strategy and plan a meaningful week.
Module 6 · 4 lessons

FIRE with different incomes

You see how FIRE plays out on a high, middle or low income and choose the accelerators that fit your situation.
Module 7 · 6 lessons

Adapting FIRE to changes in your life

You adapt your plan for a family, a career change, setbacks or growing older, and schedule an annual review.
Module 8 · 1 lessons

Conclusion

You go over the key insights, choose three concrete next steps and prepare for the final quiz.
Appointment

Questions about this course?

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